Zyloz Learn

Australian finance, explained clearly

Plain-English answers to the financial questions Australians are actually asking — grounded in current ATO rules, NSW regulations, and real numbers. General information only; not personal advice.

Tax

Tax & Income

How is side income and freelance work taxed in Australia?

All income is taxable and stacked on your marginal rate. Here's how it works, what you can deduct, and when you need an ABN.

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Tax & Deductions

What can you claim working from home in Australia?

The ATO's current 67c per hour fixed rate method — what's covered, what's not, and the records you must keep.

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Tax & Filing

Do I need an accountant, or can I do my own tax return?

myTax is free and fine for simple returns. Here's how to decide if a registered tax agent is worth it for your situation.

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Property & Mortgages

How much deposit do you need to buy a house in NSW?

The 20% rule, LMI, the First Home Guarantee, the $10,000 NSW grant, and stamp duty concessions — all in one place.

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Property & Mortgages

What happens when your fixed rate home loan expires?

Your loan rolls onto the revert rate — usually the lender's most expensive variable option. Here's what to do instead.

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