Zyloz helps professional families explore all their options, run what-if scenarios, and see how each one plays out.
Illustrative demo. The screens and figures are examples chosen to show how Zyloz works, not a quote or a real result.
Most people make major financial decisions without a clear view of how the pieces fit together. You tell Zyloz what matters for the decision in front of you, and it lays out the moving parts so you can explore your options with more context.



Zyloz helps you see the bigger picture, so you can explore your options with more context before you decide.


Most Australians work through major financial decisions alone. Zyloz gives everyone clearer information to understand their options.
Zyloz puts every option in front of you and gives you somewhere to think them through, so you can see how each one works before you decide. The choice stays yours.


Other AI tools are built to answer anything. Zyloz is built to explain one thing well.
| Other AI tools | Zyloz | |
|---|---|---|
| Focus | General purpose: finance is one topic among thousands | Specialist in Australian personal finance, informed by current market and economic conditions |
| Your question | Often agrees with the direction you’re already leaning | Also covers what you didn’t think to ask, including the case against |
| Format | A wall of text in a chat thread | A clear set of topics, each with the tools to explore it further |
| Scenarios | One answer at a time, hard to compare | Interactive scenarios: change an assumption, see the difference |
| Its role | Answers that sound like advice | Like a well-read colleague sharing up-to-date information, so you can make a more informed decision |
What Zyloz is, what it is not, and how to get the most out of it.
Zyloz is inspired by xylo, Greek for wood. Wood is the frame of a home: once the walls go up you never see it again, but everything rests on it. Money works the same way. Decisions about a mortgage, tax or retirement all sit on a few basics that are easy to rush past, and Zyloz helps you understand those basics before you build on them.
And the ‘oz’? That’s us, proudly Australian, built around how things work here.
We designed a set of rules that sit behind every question and decide what to explain. They consider the question from many sides, using current Australian conditions, and make room for the angles you might not have thought to ask about. Every topic shows how something works, not what you should do. The decision is always yours.
Yes, free to use. No credit card, no trial clock.
No. Think of Zyloz as a very good explainer, not an adviser. It gives general information and shows you how the options work, but it knows nothing about your objectives, situation or needs. A licensed professional is the one who can advise on those.
It is only as good as what you tell it. Zyloz shows the calculations and assumptions behind every scenario, so you can check the reasoning rather than trust a number. Anything important is worth confirming with a licensed professional.
Ask a question and Zyloz deliberately shows you the other side of it. Instead of confirming the plan you arrived with, it surfaces the topics, risks and alternatives that argue against it, so you can stress-test your own thinking before you act.
Email support@zyloz.io. We read everything, and your feedback shapes what we build next.
Got feedback or a feature request? We’re building Zyloz for you, and every idea helps.
support@zyloz.io